Personal Finance Focus

PORT CITY CHURCH

This year, Port City Church has been focusing on personal, family, and faith challenges to live a more fulfilled life.

 

We know the pandemic has affected many. Realizing it's not easy to start something new again, regain strength, or develop new routines. PCC wants to help YOU take back control of your finances! Below, you'll find tips that can help you save money, make your money work for you, and help you feel less stressed.

 

Scripture talks about our finances. 1 Corinthians 4:1-2 says, "This is how one should regard us, as servants of Christ and stewards of the mysteries of God. Moreover, it is required of stewards that they be found trustworthy." A "steward" is a person who manages something he does not own, on behalf of the one who does own it. It is an important job, but it is still a servant's job. As followers of Christ, let's turn to God and ask for his help with what he has placed under our care to manage.

 

Start with a fun quiz to see where to start; we've also included the online class for Financial Peace University (FPU) link. Click the link at the bottom of the page for more information.

Budget

Giving- Tithing first.

Prioritize the money God gives you by building his kingdom and giving to Him first.

Focus on needs vs. wants

1. Home/Rent/Mortgage

2. Transportation

3. Food

4. Clothing

Image by Kelly Sikkema

Saving

Emergency Fund -

Recommended $1,000 for emergencies covers cost of car troubles, unexpected life situations, saving for this now will give you a sense of peace when the emergency occurs. You'll see the money in your account and just be able to paid it off and save up again.

Longer Term - Larger emergency fund, 3-6 months of savings- use this when there is a short term situation temporary job loss, injury at work, etc.

Image by Andre Taissin

Spending

Know your strengths and weaknesses.

Know yourself as a consumer. Money and Marriage

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Debt

Debt Snowball Method- This helps visualize your debt and name it... then you can use your income to attack the debt. Be intentional with debt. People don't just wander into debt, it's a learned and reinforced habit. Break the habit. Change your legacy.

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Don’t live with your student loans for 20 years. Use our calculator to see how much you can save on interest by making some extra payments!
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Never again will you have to question if you're doing the right thing with your money. Take control of your finances and your life today. Try Ramsey+ for FREE. No hassle. No drama. No obligation.